Terms of Service

Last Updated: March 10, 2025

Welcome to OptForLess ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website optforless.com (the "Site") and any related services (collectively, the "Services"). By accessing or using the Site or Services, you agree to be bound by these Terms. If you do not agree, please do not use the Site or Services.

1. Eligibility

You must be at least 13 years old (or 16 in certain jurisdictions, such as the EU) to use the Site or Services. By using the Site, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

2. Accounts and Registration

To access certain features of the Site or Services, you may need to create an account. You agree to:

  • Provide accurate, complete, and up-to-date information during registration.
  • Keep your account information updated.
  • Maintain the security of your account by protecting your password and not sharing it with others.
  • Notify us immediately of any unauthorized use of your account.

You are responsible for all activities that occur under your account.

3. User Conduct

You agree not to:

  • Use the Site or Services for any illegal or unauthorized purpose.
  • Post, upload, or share content that is unlawful, harmful, defamatory, obscene, or otherwise objectionable.
  • Interfere with or disrupt the Site, Services, or servers (e.g., through hacking, viruses, or denial-of-service attacks).
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity.
  • Engage in spamming, phishing, or other unsolicited communications.
  • Violate any applicable laws, regulations, or third-party rights.

We reserve the right to remove content or suspend/terminate accounts that violate these Terms.

4. Content Ownership and License

4.1 Your Content

You retain ownership of any content you submit, post, or upload to the Site ("User Content"). By submitting User Content, you grant us a non-exclusive, worldwide, royalty-free, transferable, and sublicensable license to use, reproduce, modify, distribute, and display your User Content in connection with operating and improving the Site and Services.

4.2 Our Content

All content, materials, and intellectual property on the Site (excluding User Content), including text, graphics, logos, and software, are owned by us or our licensors. You may not use, copy, modify, or distribute such content without our prior written permission, except as expressly permitted by these Terms.

5. Purchases and Payments

If you make purchases through the Site, you agree to:

  • Provide accurate payment information.
  • Pay all applicable fees and taxes.
  • Comply with any additional terms related to purchases (e.g., refund policies).

We use third-party payment processors to handle transactions. We are not responsible for their practices, and you should review their terms and privacy policies.

6. Third-Party Links and Services

The Site may contain links to third-party websites, services, or advertisements. We are not responsible for the content, practices, or availability of these third parties. Your interactions with them are at your own risk, and we encourage you to review their terms and privacy policies.

7. Termination

We may suspend or terminate your access to the Site or Services at any time, with or without notice, for any reason, including if we believe you have violated these Terms. Upon termination:

  • Your right to use the Site and Services will cease immediately.
  • Any provisions of these Terms that by their nature should survive termination (e.g., liability, disclaimers) will remain in effect.

You may also terminate your account at any time by contacting us at info@optforless.com.

8. Disclaimers

The Site and Services are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that:

  • The Site or Services will be uninterrupted, error-free, or secure.
  • Any defects or errors will be corrected.
  • The Site is free of viruses or other harmful components.

You use the Site and Services at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, OptForLess, its affiliates, officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or Services, including but not limited to loss of profits, data, or goodwill.

Our total liability for any claim arising from these Terms or the Site will not exceed the amount you paid us (if any) in the 12 months preceding the claim, or $100, whichever is greater.

10. Indemnification

You agree to indemnify, defend, and hold harmless OptForLess, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or related to:

  • Your use of the Site or Services.
  • Your violation of these Terms.
  • Your violation of any third-party rights.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of Colorado, USA, without regard to its conflict of law principles. Any disputes arising from these Terms or the Site will be resolved through binding arbitration in Denver, Colorado, in accordance with the rules of the American Arbitration Association. You agree to waive any right to a jury trial or class action.

12. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with the "Last Updated" date. We encourage you to review these Terms periodically. Your continued use of the Site or Services after changes constitutes your acceptance of the updated Terms.

13. Contact Us

If you have questions or concerns about these Terms, please contact us at:

  • Email: info@optforless.com